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The Do's And Don'ts Of Saving For College, With Robert Jain

By Jason McDonald


One of the best investments that one can make, depending on who you ask, is education. For this reason, it makes sense to save money for college so that you can ultimately receive a degree. Robert Jain, as well as other authorities on finance, can tell you that there are right and wrong ways to save money. For those that would like to learn more, here are a few do's and don'ts that will help you get started.

DO save money as soon as you can. If your goal is to build an account for your education, understand that it's never too early to start. You can do this by applying for part-time work once you're eligible. If you have numerous odd jobs that you perform, it would be in your best interest to put a certain amount of your earnings by the wayside. By taking steps like this - and names such as Bob Jain will agree - you'll be able to build said account quicker.

DON'T overlook the value of savings bonds. Not only are they provided in large amounts, but the interest that they build cannot be ignored. The sooner that these are given, and the longer that they're kept around, the more interest they accumulate. This is especially worthwhile for those that are focused on long-term investments, which is an umbrella that higher education falls under. If you think you'll have trouble saving for college, this option should ease the burden.

DO know your eligibility for financial aid. Another way to save money for college is by understanding financial aid. This is obtained by many students because it allows them to cover preliminary costs. Of course, your eligibility for this benefit will be determined by numerous factors, including your year in school and citizenship. It's in your best interest to get in contact with the campus to learn more.

DON'T assume that you can't seek help. When you reach the period of adulthood, it takes more courage to ask for help than to simply disregard it. This is especially true in the financial sense, which means that you can seek help if you're stuck. For instance, if you find that you're not saving money as well as you should, you can speak to your parents. They will provide you with advice that, if followed correctly, will help you build your savings account even more.




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